Terms of Service

By accessing or using ChequeIQ's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

ChequeIQ provides a cloud-based cheque management platform that enables businesses to: • Track and manage cheques throughout their lifecycle • Record bank transactions and reconcile accounts • Generate reports and analytics • Integrate with accounting software • Access AI-powered insights and recommendations The service is provided "as is" and we reserve the right to modify, suspend, or discontinue any part of the service at any time.

To access our services, you must create an account. You are responsible for: • Maintaining the confidentiality of your account credentials • All activities that occur under your account • Notifying us immediately of any unauthorized access • Providing accurate and complete information We reserve the right to terminate accounts that violate these terms.

You agree not to: • Use the service for any illegal purpose • Violate any applicable laws or regulations • Infringe on intellectual property rights • Transmit malicious code or attempt to compromise security • Interfere with other users' access to the service • Resell or redistribute the service without authorization • Use automated systems to access the service excessively

You retain ownership of all data you upload to ChequeIQ. By using our service, you grant us a limited license to use, store, and process your data solely for the purpose of providing the service. We will not sell or share your data with third parties except as described in our Privacy Policy.

For paid plans: • Fees are billed in advance on a monthly or annual basis • All fees are non-refundable except as required by law • We may change pricing with 30 days notice • Failure to pay may result in service suspension • You are responsible for applicable taxes

The ChequeIQ platform, including its design, features, and content, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of our service without written permission.

To the maximum extent permitted by law, ChequeIQ shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from your use of the service. Our total liability for any claims related to the service shall not exceed the amount you paid us in the twelve months preceding the claim.

You agree to indemnify and hold harmless ChequeIQ and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the service or violation of these terms.

Either party may terminate this agreement at any time. Upon termination: • Your access to the service will be revoked • You may export your data within 30 days • We will delete your data after the retention period • Provisions that should survive will remain in effect

These terms shall be governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the courts of San Francisco County, California.

We may modify these terms at any time. We will notify you of material changes via email or through the service. Continued use after changes become effective constitutes acceptance of the new terms.

For questions about these Terms of Service, please contact us at: Email: legal@chequeiq.com Address: 123 Finance Street, Suite 500, San Francisco, CA 94105